privacy policy

overview

Capital Asset Lending Inc. (“Capital Asset”, “us”, “we” and “our”) is committed to protecting your privacy. 

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This Privacy Policy explains how Capital Asset collects, uses, and discloses personal information on www.capitalassetlending.com (the “Site”).

 

By using our Site, you consent to the collection, use, and disclosure of your personal information in accordance with this Privacy Policy. If you have any questions about this Privacy Policy, please contact our Privacy Officer at the address provided below. 

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We reserve the right to change the terms of this Privacy Policy at any time. When we make changes, we will revise the date at the top of this Privacy Policy. If we make any material changes to the Privacy Policy, we will notify you by prominently posting a notice of such changes on our Site or by sending you an email. We encourage you to review this Privacy Policy whenever you visit our Site.  

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what personal information do we collect from you, and why?

“Personal information” means any information that can identify an individual, either on its own or in combination with other information in our possession. 

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Except for information collected through common cookies and tracking technologies, as describe din more detail below, we do not collect any personal information from you through the Site.

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Cookies: Capital Asset uses “cookies” to help personalize and improve your online experience. A cookie is a small text file that is downloaded to your computer or device when you visit certain websites. Cookies allow us to identify registered users when they return to the Site and retrieve their past activity and preferences.  

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Cookies also allow us to deliver personalized content to you, including personalized search results and targeted advertising. Capital Asset works with third party partners who use cookies on our Site to:

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• measure and analyze aggregate usage and volume statistical information from our users on our Site. Information gathered may include, but is not limited to, activity of the user browser when the user is visiting the Site, the site path of users, general information regarding the visitor’s internet service provider and host, and the time users come to the Site; and

• evaluate user traffic and behavior on the Site to compile activity reports for our internal use only.

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Web Beacons: In addition to cookies, we may use other technologies such as single-pixel gifs (also known as web beacons) on the Site. When you click a link on a page with a web beacon, we may record your response in order to customize our offerings to you. Web beacons allow us to measure the actions of a user opening the page that contained the web beacon. We use web beacons to help us understand how many users have visited certain pages. This helps us improve your user experience and manage content on our Site. 

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Third-Party Analytics. We also may use automated devices and applications, such as Google Analytics (https://support.google.com/analytics/answer/6004245) (to opt out, go here (https://tools.google.com/dlpage/gaoptout) ) to evaluate usage of our Site.  We use these tools to obtain aggregated statistical information about the use of our Site to help us improve our Site, performance and user experiences.  These analytics providers may use cookies and other technologies to perform their services, and may combine the information that they collect about you on our Site with other information that they have collected about you from your use of other sites.  This Privacy Policy does not cover the collection, use and disclosure of the tracking data collected by third party analytics providers: for further information please see the relevant party’s privacy policy. 

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How can you accept or decline cookies?

​Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies. Please be aware that the Site is optimally designed to operate with cookies enabled in your internet browser, and disabling cookies may negatively impact your experience of the Site. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Site that depend on cookies, but you will be able to perform basic navigation through the Site.

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where do we process and store your information?

Some of the parties to whom we may provide personal information may be located in jurisdictions outside your jurisdiction of residence. For example, we are headquartered in Canada and some our data centers are located in the United States. As a result, information collected through the Site, as contemplated in this Privacy Policy, will be used, stored and/or accessed in Canada and the United States and possibly other jurisdictions.  Please note that when such information is located outside of your jurisdiction of residence, it will be subject to the laws of the country in which it is situated and these jurisdictions may not have an equivalent level of data protection laws as those in jurisdiction of residence. 

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when will we share your information with third parties?

Except as set out in this Privacy Policy, Capital Asset does not disclose or sell personal information to any third parties. We may, however, share the information collected through the Site, as contemplated in this Privacy Policy, in the following circumstances:

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Affiliates: We may share such information within our corporate group for the purposes contemplated in this Privacy Policy.

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Service Providers: Capital Asset may disclose such information to third-party service providers who perform services on our behalf. For example, we hire third-party service providers to handle provide data storage.

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Other: In the event of any acquisition or sale of Capital Asset and/or its assets, we may be required to disclose such information to a purchasing entity. We may also transfer such information in the unlikely event of Capital Asset’s insolvency, bankruptcy, or receivership. We reserve the right to disclose any information if required or permitted to do so by law.

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where do we process and store your information?

Some of the parties to whom we may provide personal information may be located in jurisdictions outside your jurisdiction of residence. For example, we are headquartered in Canada and some our data centers are located in the United States. As a result, information collected through the Site, as contemplated in this Privacy Policy, will be used, stored and/or accessed in Canada and the United States and possibly other jurisdictions.  Please note that when such information is located outside of your jurisdiction of residence, it will be subject to the laws of the country in which it is situated and these jurisdictions may not have an equivalent level of data protection laws as those in jurisdiction of residence. 

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how do we keep your information secure? 

We take the protection of information seriously. We employ a range of safeguards designed to protect information against loss and theft as well as unauthorized access, disclosure, copying, use, and modification, including physical, organization and technological measures, commensurate with the sensitivity of the information.

Please be aware that no data security measures can guarantee 100% security. You should also take steps to protect against unauthorized access to your password, phone, and computer by, among other things, signing off after using a shared computer, choosing a robust password that nobody else knows or can easily guess, and keeping your log-in and password private.

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where do we process and store your information?

If you would like to know more about our privacy practices, including our use of service providers outside your jurisdiction of residence, please contact our Company’s Privacy Officer at privacy@captialassetlending.com

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