"Capital Asset Lending has been able to establish a management team composed of highly experienced individuals with unparalleled strategic instincts and industry knowledge. This depth of experience allows us to effectively plan for the future and achieve steady growth, regardless of current market conditions."
a message from our founder & CEO
Founder and Chief Executive Officer
Raj Babber has over 20 years of experience in accounting, finance, and lending in the small and medium business sector. As founder and CEO, Raj leverages his extensive experience in the residential housing market to drive growth and oversee the execution of long-term strategy. Under his leadership, Capital Asset Lending has grown into one of the largest residential mortgage investment companies in Canada today. Raj was formerly on the board of directors of Humber River Hospital Foundation.
Faheem Tejani is a seasoned financial executive with over 25 years of experience in finance and capital markets. Since becoming President in 2018, Faheem has been instrumental in developing the company’s operations and implementing strategies for long-term growth. Before joining Capital Asset Lending, Faheem held the position of Managing Director, Equity Capital Markets for BMO Capital Markets. Before joining BMO, Faheem worked for one of the world’s largest accounting firms. Faheem was formerly on the board of directors of Pretium Resources Inc. (Pretivm), a TSX and NYSE listed company. He is a Chartered Professional Accountant and holds a Bachelor of Arts (Honours) from the University of Western Ontario.
Chief Financial Officer
Greg Goutis has over 25 years of experience in the construction and real estate industries. As Chief Financial Officer, Greg is responsible for overseeing the company’s performance and ensuring proper financial accounting, regulatory reporting, and balance sheet management. Prior to joining Capital Asset Lending, Greg served as Vice President of Operations and Chief Financial Officer at Royalton Retirement Residences, a luxury seniors housing company. Greg is a Chartered Professional Accountant and a Certified Management Accountant. He is a graduate of the University of Western Ontario, where he obtained a Bachelor of Arts degree in administrative and commercial studies.
Chief Operating Officer
Sanjay Kaith has over 20 years of experience in mortgage brokering, finance, and lending. Over the course of his career, Sanjay has obtained experience and expertise in the small and medium business sector as well as the residential housing market. As Chief Operating Officer, Sanjay was instrumental in the formation of the company’s private lending business and the creation of its investment funds. He is responsible for overseeing the company’s mortgages from origination to maturity and developing key policies and procedures. Sanjay has been in the mortgage brokering business since 2005, and previously worked at Canadalend.com.
Chief Technology Officer
Nilesh Patel has over 25 years of experience in helping enterprises with acceleration and adoption of emerging IT technologies. Since being appointed as Chief Technology Officer in 2021, Nilesh has overseen the digital transformation of Capital Asset Lending’s mortgage origination and servicing infrastructure. Under his leadership, the company has adopted cutting-edge technologies and integrations that have since become industry standard. Prior to joining Capital Asset Lending, Nilesh held the position of Advisory Solution Consultant with Dell Technologies. He is currently Co-Chair of the Emerging Leaders Council for the Mackenzie Health Foundation.
Chief Credit Officer
Raji Uppal has over 10 years of professional experience working in management and business. As Chief Credit Officer, Raji is essential to managing portfolio risk, ensuring credit policy compliance, and verifying the continued health and good standing of the company’s residential lending portfolio. Raji formerly held the position of Credit Risk Manager, where she assisted in the interpretation, revision, and development of credit policies, procedures, and corporate directives. Prior to joining Capital Asset Lending, Raji worked in various management roles in retail corporate environments. Raji holds a Bachelor of Arts from the University of Ontario Institute of Technology, as well as a Risk Management Certificate and Enterprise Risk Management Certificate from the University of Toronto.